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Investment financing

Individual solutions for investment financing

To consolidate your market position and stay competitive in the future, your company needs to invest in plant and machinery. We can advise you on whether it makes more sense for your company to finance the investment by means of a loan or a lease.


Financing with investment loans


    Floating rate loan    

  • The East Pacific Bank Floating Rate Loan offers you transparent and flexible financing for your investments, with lending rates geared to the market. It's particularly attractive if you expect interest rates to trend sideways.



    Fixed-rate loan    

  • For medium- and long-term financing of capital investment, we offer the East Pacific Bank Fixed-Rate Loan. This option is particularly attractive if you expect interest rates to rise.


image.pngComparison of investment loan

Investment loan

Floating rate loan

Fixed-rate loan

Currency

In USD and all commonly used currencies

In USD and all commonly used currencies

Interest rate

Variable, fixed 1 day before the end of the interest period

Fixed for the entire term, interest rate on request

Loan commission

None

None

Term

Contract term: unlimited
Interest period: quarterly

1–7 years, longer terms on request

Repayment

Possible without incurring a charge in accordance with contractual terms

Possible without incurring a charge in accordance with contractual terms

Ordinary termination

Termination by either party with a notice period of 30 days

Lapses after expiry of the agreed term without the need for notice of termination

Comparison of leasing

Leasing

Capital goods leasing

Refinancing

Leased assets

Movable capital goods

Rental or lease agreements for movable capital goods

Amount

From USD 20,000

From USD 100,000

Currency

Swiss francs, euros and US dollars

Swiss francs

Term

From 24 months

From 24 month